Sr. Credit Analyst
Job Description
This position can be based out of locations in the Denver, Colorado area; Colorado Springs, Colorado; Durango, Colorado, Cary, North Carolina; or remote subject to bank review and approval. This position will support commercial lending in Colorado and North Carolina. Analyze commercial loan requests to include: Spreading business and personal financial statements and tax returns Analyze strengths and weaknesses identified through spreads for trends and areas of concern Prepare/present charts and graphs as necessary Ability to create and use equations in Excel strongly preferred Accuracy in data entry for spreading financial statements a requirement Prepare written credit analysis (write-ups) based on the above analysis Suggest/assist with loan structure based on analysis Prepare annual reviews of commercial loans Monitor credit files and provide periodic analysis for documentation such as financial statements Prepare administrative reports as requested Assist commercial lending staff as needed Ability to work independently including prioritization of tasks and communication of needs and time availability (request for assistance when necessary) Other duties as assigned NOTE - this is NOT a residential or consumer mortgage underwriting position although the occasional large residential construction loan request may require assistance in analysis. Clickherefor employee benefit information. This position starts at $75,000 per year and can increase from there depending on experience. Applications will be accepted through September 1st, 2024
Requirements
Bachelor's degree in accounting, finance, economics or other related field STRONGLY preferred; sufficient experience may be substituted at Central Bank's discretion Previous commercial loan credit analysis (C I and commercial real estate including construction lending) experience REQUIRED At least 2 years of banking experience in commercial lending, underwriting and/or client management Proficient in MS Word and Excel; familiarity with spreading programs (eg: Moody's, Bukers, Sageworks or others) STRONGLY preferred Strong analytical skills - ability to identify and answer "why?" issues in credit underwriting Strong verbal and written communications skills Ability to work under pressure with attention to detail Apply Job!