Collateral Underwriter w/ DE

Jet HomeLoans, LP is a National Mortgage Lender headquartered in Jacksonville, Florida. Jet HomeLoans focuses on providing its customers and business partners with the industry's best services. Location: Can be either in Jacksonville FL or Nashville TN area. Candidate needs to be able to come into the office but role will be hybrid. Position Overview An Underwriter I is responsible for underwriting complex loan applications and managing an assigned loan pipeline. Additionally, a person in this position is responsible for: • Underwriting Conventional (Fannie Mae/Freddie Mac) Loans. • Ensures loan approved are salable and conform to applicable investor and insurer guidelines. • Keeping up with the most recent investor and insurer guidelines/programs. • Adhering to company policy and procedures • Analyzing borrower income (all income types), asset and credit/liabilities documentation. • Calculating simple and complex income types. • Ensuring loans within assigned pipeline close timely • Ensure assigned company Key Risk Indicator (KRI) and Key Performance Indicator (KPI) metrics are met. • Reviewing and solving complex loan issues • Developing and cultivating great working relationships with sales, processing, underwriting, closing, secondary and compliance teams and leaders • Researching and responding timely to internal Quality Assurance and Quality Control reviews • Report material process and policy infractions/gaps to Underwriting Leadership. • An Underwriter I reports directly to an Underwriting Manager. Required Experience: • 2+ years of new mortgage loan origination processing or underwriting experience. • Excellent working knowledge of FNMA, FHLMC guidelines • Deep knowledge of federal and state laws (e.g., TRID, TILA, ECOA and HMDA) • Sound technical skills with the aptitude to learn/navigate loan origination software and other technologies • Able to write correspondence and to effectively present information to peers, borrowers and in some cases clients. • Able to read and interpret various loan documents such as promissory notes, agency/investor and legal directives and other loan documents. • Able to define problems, collect data, establish facts and provide information to resolve the situation. • Able to work well under pressure, meet multiple and sometimes competing deadlines. • Able to apply basic math; calculate figures and amounts such as discounts, interest, commissions and percentages. • Basic computer skills required: word processing, email, and mortgage software. Preferred Experience: • 2-3yrs of Ellie Mae Encompass Loan Origination System Experience • Microsoft Excel proficiency Expectations: • Facilitate an excellent working relationship with internal and external customers by developing and maintaining respect, communicating effectively and providing excellent customer service. • Maintain a high level of integrity, confidentiality and trust. • Effectively problem solve by using judgment based upon knowledge of existing management policies and departmental practices and procedures. • Meet established productivity, loan quality and task management standards. • Ensure confidentiality of client records. • Demonstrate a commitment to the Company Culture. • Respond to phone calls and emails within the same workday. Workplace Requirements: • Able to navigate a standard office environment (remotely and/or in office) Colorado, Connecticut, Hawaii, Illinois, Maryland, Nevada, Rhode Island, New York City, Jersey City, California, D.C and Washington Candidates Only. The hourly rate for this position is $xx per hour plus bonus per month based upon individual performance. Target annual compensation for this position is $60,000 to $70,000. #jethomeloans #mortgagejobs #newhomesales Req Benefits: Our benefits include: Health Insurance - Medical, Dental & Vision; Vacation & Holidays - generous PTO & 8 holidays; 401(k) Savings Plan with company match, Employee Wellness and Employee Assistance Programs, Home Purchase Discount for Associates, Pet Ins Apply Job!