[Remote] Analyst II - Credit Department (Remote)

Note: The job is a remote job and is open to candidates in USA. Seagate Technology is a global leader in data storage solutions, and they are seeking an Analyst II for their Credit Department. The role involves performing credit analysis, managing credit risk, and collaborating with various departments to maintain strong customer relationships while protecting the company's balance sheet.

Responsibilities

• Work closely with relevant departments to secure customer data and financial statements
• Perform credit analysis for new and existing customers and assess the credit risk associated with the proposed or assigned credit line
• Perform in-depth financial analysis and provide recommendations to support management decision-making
• Create ad-hoc analyses, executive summaries, and recurring reporting to support management decision-making
• Monitor and analyze key economic indicators across AMER, EMEA, and APAC
• Identify potential risks and opportunities within the Global customer portfolio
• Perform cash flow analysis and create customer forecasts
• Conduct research and conceptualize new techniques, ideas, and solutions for a variety of credit challenges
• Provide relevant departments with critical updates on the financial condition of their customers
• Partner with Sales and Sales Operations to support order management decisions (e.g., holds/releases) by monitoring credit exposure, past-due trends, and dispute risk
• Work as one global team: coordinate and facilitate credit and collections efforts with close communication and collaboration across regions
• Enforce credit policies and procedures through, but not limited to, the following:
• Be familiar with the policies and procedures
• Maintain and update desktop procedures on a regular basis
• Communicate and enforce policies when necessary
• Assist with SOX controls and compliance procedures
• Perform ad-hoc control procedures that may be assigned

Skills

• Eager to learn and curious about what is going on in the World
• Strong attention to detail and ability to notice discrepancies in data
• Interested in new techniques using AI and Machine Learning to automate and improve credit analysis
• Able to interpret and synthesize financial data, news, and relevant market intelligence (including third-party sources) as inputs to Seagate's in-house credit assessment
• Basic concept of credit risk mitigation strategies, practices, and systems
• Exceptional analytical skills
• Outstanding communication and presentation skills with the ability to develop customer relationships, negotiate, and effectively relay information and resolve disputes
• Possess a process improvement mindset with a desire to consistently look for ways to improve efficiency and service while maintaining a 'big picture' perspective
• Proven initiative to support current and future growth
• Working in a credit analysis function or quantitative experience Bachelor's and/or equivalent experience
• Proficiency with Microsoft Office applications (Word, Excel, Power Point)
• Excellent English verbal and written communication skills (Understanding and reading Chinese fluently is a plus)
• Ability to effectively manage competing deadlines for projects, with varying degrees of supervision
• Experience in developing mathematical and statistical models is a plus
• Knowledge in analysis of financial statements, cash flow analysis, industry/market credit research, and ever-changing country risks is a plus
• Familiarity with SAP system
• Worked in larger scale corporations that have presence worldwide

Benefits

• Eligibility to participate in discretionary bonus program
• Medical, dental, vision, and life insurance
• Short-and long-term disability
• 401(k)
• Employee stock purchase plan
• Health savings account
• Dependent care
• Healthcare spending accounts
• Paid time off, including 12 holidays
• Flexible time off provided pursuant to Seagate policy
• A minimum of 48 hours of paid sick leave
• 16 weeks of paid parental leave

Company Overview